You are not required to have good credit to get a title loan. You can still apply for a loan and you will probably get what you are looking for if you have paid off your car. Austin Car Title Loan website is the right destination for you to get pre-approved fast. Serious problems of bankruptcy are also not a problem in getting pre-approved. The only requirement is that your automobile needs to be in your name and it must be paid in full. The steps in getting the loan approved is simple. The loan provider will examine the car in a couple minutes maximum and you will get your money thereafter.